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* Always ask for a Bank cheque/cashiers
cheque.
Accept a personal cheque at your own risk.
If sending your dress or shoes to another country, ask the buyer
to go to their bank and get an international bank cheque in your
currency, this way you will not be affected if exchange rates
change from when the cheque is written to when you cash it and
you will also not be charged fees by the bank to cash a foreign
currency cheque.
* The buyer must always send
the payment first, only when you reveive the cheque do you send
the item.
You do not cash the cheque.
* Once the buyer receives the
item, they try it on and let you know right away if it fits or
not.
* If they are happy to keep
the item, go ahead and cash the cheque as the sale is complete.
* If for some reason they are
not happy they must first return the item.
When you receive it in the same condition in which it was sent,
you then return the cheque.
* I think in both cases the
buyer should pay for the postage so that the seller is not out of
pocket if the sale doesn't go through.
PayPal
Another great
option is 'Paypal' It is the most
safe and efficient online payment facility I have found.
It'sall
done electronically by credit card so no need to worry about
cheques clearing.
I use it myself and find it an excellent service.
Direct
Deposit
Direct deposit is another great way of transferring money locally
or overseas and in most cases, will only cost your banks' usual
transaction fees for deposits.
The buyer will need to know the account details of the seller,
such as the bank's full name and address, the account number, BSB
number (sort code) and the full name that the account is held
under.
The buyer can only deposit, they can not withdraw.
If you are unsure, use an account with not much money in it or a
child's account and withdraw the money as soon as it is
deposited.
Several buyers/sellers have told me that they have sucessfully
used direct deposit.
The money shows up quickly in the account, allowing the
dress/shoes to be sent straight away, no waiting for cheques to
arrive.
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