* Always ask for a Bank cheque/cashiers
Accept a personal cheque at your own risk.
If sending your dress or shoes to another country, ask the buyer to go to their bank and get an international bank cheque in your currency, this way you will not be affected if exchange rates change from when the cheque is written to when you cash it and you will also not be charged fees by the bank to cash a foreign currency cheque.
* The buyer must always send the payment first, only when you reveive the cheque do you send the item.
You do not cash the cheque.
* Once the buyer receives the item, they try it on and let you know right away if it fits or not.
* If they are happy to keep the item, go ahead and cash the cheque as the sale is complete.
* If for some reason they are not happy they must first return the item.
When you receive it in the same condition in which it was sent, you then return the cheque.
* I think in both cases the buyer should pay for the postage so that the seller is not out of pocket if the sale doesn't go through.
Another great option is 'Paypal' It is the most safe and efficient online payment facility I have found.
done electronically by credit card so no need to worry about
I use it myself and find it an excellent service.
Direct deposit is another great way of transferring money locally or overseas and in most cases, will only cost your banks' usual transaction fees for deposits.
The buyer will need to know the account details of the seller, such as the bank's full name and address, the account number, BSB number (sort code) and the full name that the account is held under.
The buyer can only deposit, they can not withdraw.
If you are unsure, use an account with not much money in it or a child's account and withdraw the money as soon as it is deposited.
Several buyers/sellers have told me that they have sucessfully used direct deposit.
The money shows up quickly in the account, allowing the dress/shoes to be sent straight away, no waiting for cheques to arrive.
© Bcx 2002